No credit check.
Our mission is to give everyone access to modern financial services by leveraging their most valuable asset, their data.
We don’t sell your personal information. Ever. We keep your data secure with bank-level security.
Need some extra cash before payday? No problem. Get access to a cash advance in seconds.
No credit check
No hidden fees
See your spending habits and projected earnings with the financial dashboard.
See spending categories
Identify overspending areas
See trends over time
Turn your receipts from everyday spending into cash. Just take a pic of your receipt and earn.
"I definitely recommend this app if you are in a tight bind. "
"On one occasion I needed to get my dad a ride in the middle of the night. I had just paid bills, so I didn’t have the money. Well Klover came through with an instant boost and he made it to the hospital. It turned out to be something minor, but what a relief. Thank you Klover!"
"Amazing and fast! It’s great to see how much useless things I buy and how much it’s helped me cutback! Highly recommend "
"Had a family emergency, Was short on cash, And this app I was able to quickly book a flight."
"Klover helped me survive in between checks during Covid-19. The verification process is fast and easy. The multiple delivery options allow you to get an advance within your budget."
"With current events we are struggling and being able to use Klover to advance and manage my checks has made a world of of a difference to my children and I. Thank you so much!"
"I have had to use it several times for times when I was short on money. It came into my account within a couple days! I highly recommend!!"
Simply tell us a little about you, link your bank account, and verify your paycheck. We will never check your credit.
Your data is your asset. Opt-in to our Truth in Data agreement, and begin using Klover's suite of financial products. Your data is secured by 256-bit encryption.
Your account gives you tools to improve your financial wellness and access cash whenever you need it. No questions asked.